Winter Readiness & Freeze Protection
Winter conditions can affect heating, plumbing, power and property access.
Understanding the risks and planning for periods of extreme cold or absence
can help homeowners prepare before problems arise.
Primary winter exposures
- Heating-system failure or interrupted fuel supply.
- Power outages affecting heat, communications, sump systems or medical equipment.
- Plumbing in exterior walls, crawlspaces, garages or poorly heated areas.
- Seasonal and temporarily unattended properties.
- Blocked vents, heavy snow and ice-related building issues.
Reduce preventable risks
Preparation starts with understanding the property’s vulnerable areas
and having a practical response plan.
- Arrange regular heating-system maintenance.
- Know which plumbing areas may be exposed to freezing temperatures.
- Keep required vents and exhaust outlets clear of snow and ice, where safe to do so.
- Keep emergency service contacts accessible.
- Plan for interruptions to power, heat and communications.
Winter absence plan
Before leaving a property unattended, make arrangements that suit the
home, expected conditions and insurance requirements.
- Confirm insurer requirements for unoccupied or vacant periods.
- Identify a trusted person with access and clear instructions.
- Arrange heating-system maintenance and verify emergency service contacts.
- Determine whether water shutoff or periodic inspections are appropriate for the property and policy.
- Prepare for communication or power outages, including backup arrangements for household medical needs.
Important:
Home protection technology cannot prevent every loss or guarantee
detection, reporting or resolution. Insurance coverage,
deductibles, exclusions, endorsements, pricing and eligibility
vary by insurer and policy.