Canadian Home Risk Assessment

01. Intrusion and Property Awareness

Exterior doors and accessible windows have appropriate working locks.

Garage, basement and secondary entry points have been reviewed.

Important valuables are documented with photographs, receipts or serial numbers.

Household members know how to respond safely to suspicious activity or signs of entry.

02. Fire Safety

Smoke alarms are installed where required, tested regularly and within their service life.

A household escape route and outdoor meeting point have been established and practised.

Children, visitors and other household members understand alarms and evacuation procedures.

Cooking, heating and electrical safety practices have been reviewed.

03. Carbon Monoxide

Certified carbon monoxide alarms are installed where required and maintained.

Fuel-burning appliances and equipment receive appropriate servicing.

Everyone knows to leave the building and call emergency services if a CO alarm sounds.

04. Water and Flooding

The main water shutoff location is known and accessible.

Visible plumbing and appliance water connections have been inspected for leaks or wear.

Gutters, downspouts, drainage and sump equipment have been reviewed as applicable.

Coverage for internal water damage, sewer backup and overland flooding has been reviewed.

05. Winter and Power Outages

Heating equipment is maintained and the home can be kept at a suitable temperature.

A plan exists for home access and property checks during extended absences.

Contingencies have been considered for power-dependent communications, sump pumps or medical equipment.

Insurance conditions for freezing temperatures, vacancy and extended absences are understood.

06. Household Emergency Planning

The emergency plan considers children, older adults, accessibility needs, health needs and pets.

Emergency contacts and essential supplies are current and accessible.

Important household records are backed up or securely accessible when needed.

07. Connected-Home Security

Connected devices use unique passwords and multifactor authentication where available.

Device firmware, mobile apps and security software are kept up to date.

Device access and former users are reviewed periodically.

Cameras and connected devices are positioned and configured to respect household and neighbour privacy.