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Home Protection Review Worksheet

Canadian Home Protection Report™ 2026

Household Assessment & Emergency Planning

A practical set of worksheets to document household priorities,
identify protection gaps, maintain essential equipment records and
prepare for emergencies. Complete the sections relevant to your property.

Complete the fields digitally, then print or save a copy for your records.


01

Household Priorities

What prompted the review? What concerns matter most? Who relies
on the property? What would a successful protection plan provide?





02

Property and Lifestyle Profile

Record property type, entrances, detached structures, travel patterns,
seasonal use, children, older adults, pets, accessibility needs and
home-based business use.










03

Current Protection Layers

Record existing smoke, CO, intrusion, video, water, temperature,
monitoring, insurance and emergency-plan measures.

04

Identified Gaps and Priorities

List each gap, consequence, recommended action, owner, priority
and completion date.

Identified gap Potential consequence Recommended action Owner Priority Due date Status
05

Decision and Follow-Up Record

Record agreed actions, deferred items, documents provided,
insurer questions and follow-up schedule.

H

Approved Public Claim Register

Exact wording for consistent use in report, web, email and sales materials.

ID Approved wording Mandatory qualifier
CRIME-01 Statistics Canada reported 293 police-reported breaking-and-entering incidents per 100,000 population in 2024, down 11% from 2023. Must state police-reported; not residential-only.
CO-01 The Government of Canada estimates approximately 300 deaths and 200 hospitalizations annually from carbon monoxide poisoning. Use “estimates”; do not imply all are residential.
CO-02 Carbon monoxide has no smell, taste or colour and can only be detected with a CO alarm. Attribute to Health Canada.
FLOOD-01 The Government of Canada identifies floods as Canada’s most common and costly natural hazard and reports that flooding accounts for about half of home insurance claims. Keep federal attribution.
FLOOD-02 The Government of Canada reports that repairing a flooded basement costs more than $40,000 on average. Do not call it the average flood claim.
WEATHER-01 Insured severe-weather damage exceeded $2.4 billion in Canada in 2025. Insured loss only; source date 20 Jan. 2026.
COST-01 IBC reported in May 2024 that residential building construction costs had risen 61% since January 2019 and estimated home replacement costs had risen 23%. Maintain dates and attribution.
FIRE-01 Participating jurisdictions in the NFID reported nearly 30 residential fires per day on average in 2021 and 156 residential-fire fatalities. Must name or footnote participating jurisdictions; not national total.
FIRE-02 Health Canada advises monthly smoke-alarm testing and replacement of alarms more than ten years old. Also follow codes and manufacturer instructions.
Editorial control: Preserve the approved wording, attribution,
dates, scope and qualifiers whenever these claims are reused. Verify source
documents before publication; this register records supplied wording and
does not independently validate the underlying statistics.

06

Household Emergency Roles

Assign clear responsibilities before an emergency.

07

Emergency Kit Inventory

Record item, quantity, expiry date, storage location and review date.

Category / item Quantity Expiry date Storage location Review date
Water and food
Lighting and batteries
First aid and medication
Communication and chargers
Documents and cash
Seasonal supplies
08

Smoke Alarm Record

Record every alarm and follow applicable codes and manufacturer instructions.

Location Type and certification Installation / replacement date Monthly test record Battery / power Next replacement date


09

Carbon Monoxide Alarm Record

Record every CO alarm and follow applicable codes and manufacturer instructions.

Location Type and certification Installation / replacement date Test record Battery / power Next replacement date


10

Heating System Service Record

Track qualified inspections, maintenance and identified concerns.

11

Plumbing and Appliance Inspection

Track visible plumbing, supply lines and appliance connections.

Area or equipment Condition observed Date reviewed Action required Owner Completion date


12

Sump and Drainage Record

Document testing and exterior drainage review.

13

Security Access Register

Record authorized people and access methods without writing passwords.

14

Connected Device Register

Track connected-home devices and account ownership. Do not record passwords or recovery codes.

Device Purpose Account administrator Update status MFA enabled? Review date


15

Vacation Property Plan

Complete before every extended absence.

16

Severe Weather Readiness

Record location-specific hazards and actions.

17

Power Outage Plan

Prepare for communications, heating, sump and medical needs.

18

Home-Based Business Review

Document business property and continuity needs.

19

Condominium Coverage Review

Coordinate personal and corporation coverage.

20

Rural and Acreage Property Review

Include the full property, not only the residence.

21

Annual Improvement Plan

Choose a manageable set of improvements for the next 12 months.

22

Annual Sign-Off and Review

Document completion and handoff.


This worksheet documents household planning and does not certify that a
property is safe, guarantee insurance coverage, or replace advice from
qualified professionals.
Canadian Home Protection Report™ 2026 · Household assessment and emergency
planning worksheets. Store completed records securely and review them when
household circumstances, equipment or insurance arrangements change.

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